Tools
Free, no sign-up, and the rates behind them come from the CRA and Revenu Québec rather than from a rate card someone typed once. Each one is its own page, so you can link or bookmark the one you use.
What you can put in, and what it gives back.
TFSA Contribution Room Calculator
How much room do I actually have?
How much TFSA room you actually have, worked out from the CRA’s published limits for every year since 2009.
Open the calculator →RRSP Contribution Room Calculator
How much can I contribute, carry-forward included?
Work out your RRSP room: 18% of last year’s earned income, capped at the CRA limit, plus the carry-forward most people forget.
Open the calculator →RRSP Tax Refund Calculator
What does a contribution put back?
See what an RRSP contribution actually puts back in your pocket, at your income and in your province. Every rate from the CRA.
Open the calculator →Capital Gains Tax Calculator
What do I owe if I sell?
What you owe when you sell a stock in Canada, and what you keep, at your income and in your province.
Open the calculator →What a holding pays, what it costs to hold, and what the CRA wants to know.
Dividend Income Calculator
What does this pay me, now and later?
What a dividend holding pays you now, and what reinvesting turns it into over time.
Open the calculator →Mutual Fund Fee Calculator
What is this fee costing me?
What a 2% management fee costs you over an investing lifetime, against a low-cost index ETF.
Open the calculator →Adjusted Cost Base Tracker
What is my adjusted cost base?
Track ACB across every buy and sell, the way the CRA expects. Works for stocks, ETFs and crypto.
Open the calculator →What has to come out, and when.
Where The Numbers Come From
Brackets, contribution limits and prescribed factors are read off the CRA, Revenu Québec and Justice Laws pages that set them, and dated in each tool.
Nothing Here Is Sponsored
No sign-up, no email gate, and no affiliate link inside a result.
This Is Not Advice
Every tool is for information and education. Your situation has details a calculator does not know about.