Learn Investing in Canada
How investing in Canada actually works, explained from the documents that set the rules. Three tracks, from never having owned a share to reading a company out of its own filings.
The whole course, in one file
All 21 guides in order, from what a share is to reading a balance sheet. Free. Tell us where to send it.
Beginner
Track 9 guidesOpen an account, read a quote, place an order and know what it cost you. Then what actually moves a price, and why the falls matter less than they feel.
01What a Stock Is, and What You Actually Own
A stock is a slice of a business.
02How the Stock Market Works: A Canadian Investor’s Guide
The stock market is a second-hand market for ownership.
03How to Read a Stock Quote
A stock quote is a card of numbers about one company, and most of them are not about the company at all.
04How to Open a Brokerage Account in Canada
A brokerage account is a container.
05How to Buy Your First Stock
Placing an order is telling your broker four things: what you want to buy, how much of it, at what price, and for how long.
06Trading Fees in Canada: What It Really Costs to Buy a Stock
Commission-free trading is real, and it is not the same thing as free trading.
07What Moves a Stock Price
A company you own reports its results.
08Correction vs Bear Market: How Markets Behave
A market that only went up would be free money, and there is no free money.
09Compounding Explained: Why Time in the Market Beats Timing It
Money that grows produces more money that grows.Intermediate
Track 8 guidesChoose the right account and keep more of what you make: contribution rules, how each kind of income is taxed, and the cost base you have to track yourself.
01TFSA vs RRSP vs FHSA: Which Account to Fill First
You have $7,000 to invest and three accounts open.
02TFSA Rules 2026: Limits, Withdrawals and Penalties
The TFSA dollar limit for 2026 is $7,000, added to your room on January 1.
03RRSP Rules Explained: Limits, Deadlines and Withdrawals
An RRSP gives you a deduction against this year's income, shelters everything the account earns while the money stays inside, and taxes every dollar on the way out.
04FHSA Explained: Rules, Limits and Withdrawals in Canada
The First Home Savings Account is the only registered account in Canada that gives you a deduction going in and tax-free money coming out.
05Home Buyers’ Plan Explained: Rules, Limits and Repayment
The Home Buyers' Plan lets you take up to $60,000 out of your RRSPs to buy or build a first home with no tax withheld and nothing added to your income, and then put it back over 15 years.
06How Investment Income Is Taxed in Canada
Two investors hold $1,000 of investment income each, in the same kind of account, in the same year, at exactly the same salary.
07Adjusted Cost Base in Canada: How to Calculate and Track It
Your adjusted cost base is what an investment has cost you, kept up to date.
08Canadian Depositary Receipts: US Stocks in Canadian Dollars, and What the Hedge Costs
A Canadian Depositary Receipt is a way to own a share of a foreign company without owning the share.Advanced
Track 2 guidesRead a company out of the documents it files about itself, rather than out of what anyone says about it.
01How to Research a Stock in Canada, Step by Step
Researching a stock means finding out two things: what the business actually does with the money it takes in, and what you would be paying for a share of it.
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