US Stocks in Canada: A 10% Loss Can Still Be a Taxable Gain
Your brokerage account can show a US-listed stock down 10% while your Canadian tax return shows a gain on the same trade. The Canada Revenue Agency does not compute anything in US dollars: cost, proceeds and expenses each convert to Canadian dollars at their…
Room is cumulative. Someone who has never contributed and was 18 or older in 2009 has $109,000 of room today. Withdrawals come back as room, but not until January 1 of the following year.
How a TFSA works →
How to Transfer a TFSA or RRSP to a New Broker Tax-Free
Best High-Yield Canadian Stocks for TFSA Investors in 2026
FHSA vs TFSA vs RRSP 2026: Which Account Comes First?
You get 18% of last year’s earned income, capped at $33,810, plus every dollar of room you never used. The deduction is worth your marginal rate. The same $10,000 refunds $2,251 for an Ontario earner on $60,000 and $3,816 for one on $160,000.
How an RRSP works →How to Transfer a TFSA or RRSP to a New Broker Tax-Free
RRSP Deduction Carry Forward: When Waiting Pays More
What an RRSP Contribution Is Actually Worth in 2026, by Province
The only account that is deductible going in and tax-free coming out, provided the money buys a first home. Unused room carries forward, but only $8,000 of it, and the clock starts the year you open the account rather than the year you turn 18.
How an FHSA works →
When Is Income Tax Due in Canada for 2026? CRA Filing & Payment Deadlines Explained
Free Income Tax Clinics Near Me — Find CRA‑Approved Help, Book Appointments & Prepare Documents
US Stocks in Canada: A 10% Loss Can Still Be a Taxable Gain
Tax-Loss Selling Canada: The 2026 Deadline Is December 30
Tax-Loss Selling Canada: The 2026 Deadline Is December 30
The W-8BEN Form and What It Costs Canadians to Skip It
Rent vs Buy in Canada: The 2026 Math on an $800,000 Home
Land Transfer Tax in Canada: What It Costs and Who Gets It Back
RRSP Calculator: What Does a Contribution Actually Refund?
TFSA Room
What you can still put in, after every year since 2009
Open the calculator →RRSP Room
Including every year of carry-forward you never used
Open the calculator →Capital Gains Tax
What you owe on a sale, in your province
Open the calculator →Fee Drag
What a 2.25% MER costs over a working life
Open the calculator →Dividend Income
Income today, and after years of reinvesting
Open the calculator →Adjusted Cost Base
The number the CRA wants, tracked across buys
Open the calculator →Where The Numbers Come From
Contribution limits, deadlines and tax brackets are read off the CRA and Revenu Québec pages that set them, and dated on the page.
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This Is Not Advice
Everything here is for information and education. Your situation has details a calculator does not know about.